Español/English • Branch NMLS #1620197
Miramar Branch
About Our Team
The Mortgage Fellas
Bilingual Mortgage Experts • Español/English
Serving Broward County & South Florida | Passionate About Homeownership
Our Story
The Mortgage Fellas are dedicated to making homeownership accessible for families across South Florida. Located in the heart of Pembroke Pines, our team combines decades of mortgage expertise with a deep commitment to serving our diverse community.
We specialize in helping first-time homebuyers, investors, and self-employed borrowers navigate the mortgage process with confidence. Our bilingual team provides personalized service in both English and Spanish, ensuring every client feels understood and supported.
💡 "Our mission is to make the dream of homeownership a reality for more families—one loan at a time."
Meet Our Team
Cal Castells
Branch Manager
NMLS #1101261
Cal brings years of experience in mortgage lending and team leadership. As Branch Manager, he ensures every client receives personalized attention and expert guidance throughout their home financing journey.
Jose Ramirez
Sales Manager
NMLS #1057601
Jose is dedicated to helping families achieve their homeownership dreams. With a focus on first-time buyers and community outreach, he excels at making the mortgage process simple and accessible.
Why Choose Us?
$700M+ Loans Funded
Proven track record of getting deals done for families across South Florida
ITIN & Non-QM Expert
Specializing in ITIN, DSCR, Bank Statement, and investor loans
Bilingual Excellence
Fluent in English and Spanish, serving diverse communities with ease
Community Focused
Passionate about growing homeownership in the Hispanic community
1300+ Families Helped
Over a thousand happy homeowners trust us with their biggest investment
Local Expertise
Deep knowledge of the South Florida market and housing programs
Areas of Expertise
Loan Programs
- ITIN Loans (No SSN Required)
- DSCR Loans (Investors)
- Bank Statement Loans (Self-Employed)
- HELOC & Cash-Out Refinance
- FHA & VA Loans
- Conventional & Jumbo Loans
Services
- Investment Property Financing
- First-Time Buyer Education
- Bilingual Support (English/Spanish)
- Conventional & Jumbo Loans
- Fast Pre-Approval Process
- Credit Guidance & Consultation
Licensing Information
Branch NMLS
#1620197
Miramar Branch
Company NMLS
#185076
1st Financial Mortgage
Ready to Get Started?
Whether you're buying your first home, investing in property, or refinancing, our team is here to help you succeed.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.