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First-Time Homebuyer Guide

Buying your first home is exciting — and we're here to make it less overwhelming. From pre-approval to closing, the 1st Financial Mortgage guides you every step of the way.

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Why Work With Us?

First-time buyers need extra care. Here's what sets us apart.

Patient Guidance

No question is too small. We explain everything in plain English.

ITIN & Non-QM Expert

Specializing in creative financing solutions for all borrowers.

Fast Pre-Approval

Get your pre-approval letter in as little as 24 hours.

Bilingual Support

Se habla español. We speak your language.

5 Steps to Your First Home

The homebuying journey simplified into five clear milestones.

1

Set Your Goals

Define your budget, desired location, and must-have features. We help you understand what you can afford.

2

Get Pre-Approved

Know your buying power before you shop. Pre-approval shows sellers you're serious and ready.

3

Find Your Home

Work with a trusted real estate agent to find properties that match your criteria.

4

Make an Offer

Submit a competitive offer backed by your pre-approval. We help you navigate negotiations.

5

Close & Celebrate

Complete the closing process, get your keys, and move into your dream home!

Ready to Make Homeownership a Reality?

Take the first step today. We'll guide you through every part of the process.

(786) 262-8718