Español/English • Branch NMLS #1620197
The mortgage process doesn't have to be confusing. We break it down into clear, manageable steps and guide you every step of the way.
30-45 Days
Average closing time
From first call to closing day, here's exactly what to expect when working with the 1st Financial Mortgage.
We discuss your goals, timeline, and financial situation to determine the best path forward.
Quick assessment of your purchasing power based on income, assets, and credit profile.
Gather necessary documents: pay stubs, tax returns, bank statements, and ID.
We pull your credit and review your history, offering advice to optimize your score if needed.
Receive your pre-approval letter, showing sellers you're a serious, qualified buyer.
Shop for homes with confidence, knowing exactly what you can afford.
When you find the one, your pre-approval helps strengthen your offer.
We submit your full application to the lender and lock in your interest rate.
Our team manages all paperwork, coordinating with all parties involved.
The lender verifies all information and approves your loan.
Final approval received! We prepare your closing documents.
Sign the papers, get your keys, and celebrate your new home!
Take the first step today. Get pre-approved and know exactly where you stand.